Joyce Nga is a Senior Lecturer at Sunway Business School in Sunway University, Malaysia. She has over 30 years of work experience in the industry ranging from audit to accounting. In academia, she has taught Personal Financial Planning, Corporate Finance, Business Ethics and Credit Management. She is a graduate of the University of Adelaide and holds a Doctorate in Business Administration from the University of Newcastle, Australia. She is also a Chartered Financial Planner, Registered Financial Planner and Certified Practising Accountant.